More than ever before, a good retirement plan is essential. With fewer and fewer employers offering pension plans, the responsibility to be well prepared and positioned for retirement now resides primarily with the individual, rather than the employer.

AAM serves retirees by helping to assess present retirement income and developing plans which best preserve and protect retirement assets. For those who are not yet retired, AAM seeks to gain a thorough understanding of your present retirement-planning process and then develop plans which help to realize your goals.

A strong and balanced financial plan should consist of:

• a dependable retirement plan,
• a clear, disciplined, and goal-oriented investment strategy,
• and insurance for financial protection for your family.

AAM is driven by a strong desire to help our clients align their financial plans with the values that guide their lives and families. In the financial planning process, we first and foremost seek to identify what is important to you—to understand personal mission, principles, and goals—both long and short term. Refined by years of experience, this process includes:

• the gathering of personal financial information,
• careful analysis of information,
• clear presentation of a recommended plan,
• thoughtful discussion of the plan,
• implementation of the plan,
• and ongoing monitoring and evaluation of the plan.

Protection against unfortunate and unforeseeable events is essential to a dependable financial plan. This includes:

• Life insurance for income replacement in the event of an untimely death
• Disability insurance for income replacement in the event of disability during working years
• Long-term care insurance to protect assets if professional care is needed in the later years of life
• Annuities for asset protection as well as retirement income

A good investment strategy should always be easily understood, well diversified, and consistent with the values and goals of you and your family.

Our proven investment management services include:

• customized portfolio strategies for taxable and tax-deferred accounts,
• screened investments which help ensure your investments are aligned with your values,
• and investment reviews on a quarterly, semi-annually, and/or yearly basis.